Terms of use
Effective date: August 12, 2026.
Owned and operated by Midas Digital Marketing LLC.
By accessing or using seniorssavinghub.com (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
1. Informational purpose only
The Site provides general educational information about final expense insurance and related consumer topics. It is not insurance, legal, tax, accounting, medical, or financial advice, and it is not tailored to any individual's circumstances, needs, or objectives. Your use of the Site does not create any professional, fiduciary, agency, or advisory relationship between you and Seniors Saving Hub.
2. What we are: an advertiser, not an insurer
Seniors Saving Hub is an advertising and marketing company. We are compensated by the third-party partners we promote, and compensation may affect which offers we feature and how prominently. See the Advertising Disclosure, which is incorporated into these Terms.
We are not an insurance company, insurance agency, or licensed insurance producer, and are not authorized to sell, solicit, negotiate, or bind insurance in any state. Nothing on the Site constitutes an offer or solicitation to sell insurance, an application, a quote, or any guarantee of coverage, eligibility, price, or acceptance. Any insurance product is offered and sold solely by the licensed third parties we advertise for. The issued policy contract, the insurer's underwriting decisions, and applicable state law govern any actual insurance coverage.
3. No reliance
Insurance products, availability, underwriting, benefit structures, exclusions, and pricing vary by insurer and by state and change over time. You should not rely on the Site as the basis for any decision. Verify anything that matters with a licensed professional in your state, with the insurer, and with the policy documents themselves.
4. Partners and connections
Our advertisements and landing pages may connect you with third-party partners by click, by telephone, or by a request you submit. Those partners are independent third parties. We do not control and are not responsible for what a partner offers, quotes, says, charges, or does, for the accuracy of any partner's statements, or for how a partner handles your information. Any transaction or relationship is solely between you and that partner, and any consent you give on one of those pages is given to the parties named there.
5. Third-party content and links
The Site links to third-party websites and may display third-party advertising. We do not control and are not responsible for third-party content, products, services, representations, or privacy practices. Links and advertisements are not endorsements. Your dealings with any third party are solely between you and that party.
6. Intellectual property
Content on the Site is owned by Seniors Saving Hub or its licensors and is protected by applicable law. You may view, download, and print pages for your own personal, non-commercial use. You may not republish, redistribute, sell, or create derivative works from the content without prior written permission. Third-party trademarks are the property of their respective owners and are used for identification only.
7. Acceptable use
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms;
- Attempt to gain unauthorized access to the Site or any related systems;
- Interfere with or disrupt the Site, including through automated scraping that imposes an unreasonable load;
- Misrepresent the Site as being affiliated with any insurer, agency, or government program.
8. Disclaimer of warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY AS TO ACCURACY, COMPLETENESS, CURRENCY, OR UNINTERRUPTED AVAILABILITY.
9. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SENIORS SAVING HUB AND ITS OWNERS, OPERATORS, AND CONTRIBUTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE OR ANY RELIANCE ON ITS CONTENT, WHETHER BASED IN CONTRACT, TORT, STATUTE, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages, so some of the above may not apply to you. Nothing in these Terms limits any liability that cannot lawfully be limited.
10. Indemnification
You agree to indemnify and hold harmless Seniors Saving Hub and its owners and operators from any claims, liabilities, damages, and expenses (including reasonable attorneys' fees) arising from your misuse of the Site or your violation of these Terms or of applicable law.
11. Changes
We may modify the Site or these Terms at any time. Changes take effect when posted, and the effective date above will be updated. Your continued use of the Site after changes are posted constitutes acceptance.
12. Governing law and severability
These Terms are governed by the laws of the United States and of the state in which the Site's operator is established, without regard to conflict-of-laws principles. If any provision is found unenforceable, the remaining provisions remain in full force and effect.
13. Contact
Questions about these Terms: contact@seniorssavinghub.com.
Last updated: August 12, 2026